City Directories and History: 1917 – Rev. J.C. Roper (Methodist Minister), 1946 – (#111) City Service Station, 1963 – (#111) Firestone Store and City Parking, 1975 – (#109) Home Federal Saving and Loan, (#111) Allied Payroll Service (H.L. Mayfield)

Advertisement from the 1938 Rock Hill Bearcat annual.
Caldwell Street was one of Rock Hill’s earliest streets cut across the property of Anne H. White from what became East White Street to East Main. The corner lot facing East White across from what in 2014 is the Episcopal Church was the lot on which Mrs. White’s sister, Addie constructed her home. She had been the second wife of Dr. Robert Caldwell of Charlotte and after his death moved back to Rock Hill, giving her husband’s name to Caldwell Street. For decades it was a residential area which slowly turned in the 20th century to a mixed use area and by 1960 had virtually become a commercial strip.
The Herald reported on Sept. 5, 1903 – “The Rock Hill Mechanical (Mechanics) Building and Loan association is the name of a corporation which will be organized today in the city.”
The RH Record of March 15, 1909 – “Mechanics Building and Loan Association was organized last May and is growing fast. Todate, $100,000. has been deposited in monthly installments. Officers are E.E. Poag, Pres., C.W.F. Spencer, VP and Max G. Bryant, Sec – Treasurer.”

Old building behind the Citizens Building. Courtesy of the Mendenhall Collection.
The Rock Hill Record on Jan. 8, 1927 – “Bids were opened for the new home of Mechanics Building and Loan Association. It will be built on the first lot adjoining the Methodist Parsonage on Caldwell Street. The contract is to J.E. Healan, the plumbing contract to L.S. Starnes, and the heating to Gay Brothers. It will be a one story, pressed brick – limestone front.”
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